Top Texas Towns for Retirement Offering Coastal Beauty, Country Life, and True Charm

Key Takeaways Texas offers retirees the absence of a state income tax plus lower living costs. Jefferson County provides coastal living at an affordable price. Maverick County offers small-town charm with an authentic Mexican feel. Gregg County blends East Texas culture with strong health care options. If you’re starting to think about where you might like to retire , Texas should be on your list of possible landing spots. With no state income tax, a lower cost of living, and plenty of sunshine, it’s a retirement destination that balances affordability with lifestyle. Whether you’re drawn to fishing along the coast, enjoying the slower pace of a small town, or getting involved in a community full of arts and culture, Texas has a little something for everyone stepping into their next chapter. Beaumont, Texas is a gem in Jefferson County on the coast in southeast Texas.DenisTangneyJr / Getty Images Texas as a Retirement Destination Retiring in Texas means stretching your dollars further without sacrificing comfort. The biggest benefit? No state income tax, so your Social Security benefits , pension income, and IRA and 401(k) withdrawals go further. Housing and utility costs also tend to be lower than in pricier coastal or northeastern states. Add in mild winters and long summers-ideal for retirees looking to ditch snow shovels-and the climate becomes another plus. Health care access varies by region, but many communities are expanding hospitals and clinics to serve growing retiree populations. Texas offers both affordability and lifestyle appeal. Jefferson County Beaumont, the largest city in Jefferson County, has a population of just under 110,420. It anchors a region where retirees can stretch their budgets without sacrificing quality of life. On average, retirees will spend about $982 per month on housing costs here. It is not only one of the most affordable places to live in the U.S. currently, but it is also among the lowest median home values in the state of Texas at $187,280-substantially less than the average home price in the U.S. of $410,800. The cost for groceries in Texas is ranked 45 out of 50, coming in at $582 per month. Health care access is strong, with ample facilities across the county, including CHRISTUS Health. Retirees enjoy birdwatching, fishing, Cajun-Texan festivals, and the county’s numerous art and entertainment venues. With Houston’s big-city amenities and an international airport 98 miles away, retirees still have convenient access to a large urban center. With coastal charm and affordability, Jefferson County is a well-rounded retirement choice. Maverick County For retirees who value affordability, Maverick County, anchored by Eagle Pass, offers a welcoming small-town atmosphere. The Eagle Pass median home value is $226,265. With low property taxes and no state taxes on Social Security and retirement income , it’s easy to see the appeal. Health care is easily accessible with multiple facilities in the county, two of which are hospitals. Retirees can enjoy fishing, boating, and outdoor recreation, as well as the Kickapoo Lucky Eagle Casino for entertainment. Being a border county, retirees...

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